In order to process credit cards online, businesses set up an "internet merchant account", which enables the credit card networks to route funds to them. To get a merchant account, you need to apply for it, but the merchant account application is self explanatory and simple, and we have implemented very lenient guidelines for approval. (There are a few businesses, who for various reasons will not be able to acquire an online merchant account. This is typically out of our control and is decided by the underwriting bank based upon risk assessment. However this is very uncommon as 98% of the applications we submit http://www.freesexfreesex.com/micah-moore.html are approved.) If you are approved, we can also set you up with integrated web hosting packages which come "pre-installed" with our shopping cart software, and "pre-configured" to deposit funds into your merchant banking account. This turn-key option is perfect for small and medium sized businesses, and those without programming knowledge. If you already have hosting elsewhere, you can either link into the remotely hosted internet merchant store (which is included in our packages) or have your programmer use our payment gateway to make your own shopping system functional with your new merchant account plan.